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But the moratoriums raise concerns that foreclosures are only being delayed, not prevented.
"We are coming off an abnormally high month in December, so from a peak like that, having some drop is normal. Plus Fannie and Freddie extended their moratorium," says Rick Sharga, "A 90-day moratorium looks good on paper, but it also has to be followed by a more concrete economic future base. If people don’t have or can’t find a job they can’t make their mortgages and the problem is not cure. "

"A 10% decline (in foreclosures) is positive, but it's after very high levels. We still have a crisis. (The moratoriums) could just be postponing the impact, however it is a good start to keep people doing their best to keep their homes."

Nevada           1 in 76
California        1 in 173
Arizona           1 in 182
Florida            1 in 214
Oregon           1 in 357

Many of you, our readers, members, vendors, consumers and real estate industry professionals have contacted us to vent and be heard. We are doing our part printing your frustrations and giving you a venue to politely express them to the online Fresno, Clovis and central Valley area.

The collapse of the real estate industry in California has affected businesses and families that depended on it to make their living, build businesses and relationships as well as race families in our area. Examples of who is being impacted by the California killer foreclosure wave includes but it is not limited to; Builders, Contractors, Landscapers, Gardeners, Hardware Stores, Appliance Dealers, Insurance Brokers and Agents, Advertising Magazines and Newspapers, Television Advertisers, Yellow Pages ads, Small Businesses, Mortgage and Loan Brokers, Realtors, Local Banks and Credit Unions, Agents, Real Estate Brokerage Firms, Title and Escrow companies, Carpenters, Flooring Contractors, Furniture stores, Car Dealers, Gas Station dealers, local Supermarkets, Clothing Stores, Local Restaurants, Print Shops, Car Wash vendors, Website Creation Stores, Online Marketing, Hotels, Travel Agents and many more.

Each one of these industries and service businesses have been affected by the real estate collapse in our area and at the same time its effect trickles to the rest of our economy when more jobs are lost and people stop spending their discretionary income. Call your congressman and your senators. Make sure they understand the tremendous impact of the home owner and the small business in our economy. Without them, we really have no reason to stay and keep our children in our area and nurse it back into prosperity.

The small businesses and home owners in trouble of California need the bail out. Stop the milking of trillions of taxpayers dollars into corrupt mega institutions headed by corrupt individuals. Now is the time to provide the blood line of America the help it needs to pick up and go. Do it before it is too late and the class envy war some politicians like to see happen does happen. Tax season is approaching and many will not have the means to pay them, creating more frustration and anger in a highly volatile environment. We are not communists, we are Americans, and our government must represent all of us, not just the ones that can afford to pay for representation.

Here is the venue at your disposal. Use it wisely and we will redirect your frustrations to our elected officials. This is America and we still have the right to be heard.